A payment plan splits the purchase price into instalments tied to a calendar or to construction milestones, rather than requiring full payment at signing. Plans are usually described as a ratio — e.g. '60/40' means 60% paid during construction and 40% at or after handover; '10/90' means a small upfront deposit with the bulk due on completion or in a post-handover plan.
Why It Matters
- —A more buyer-favourable ratio (lower percentage during construction) reduces capital at risk before the unit exists.
- —Post-handover payment plans (where part of the balance is paid after keys are handed over) are increasingly common in Dubai new launches and effectively act as interest-free developer financing.
- —Malaysia's progressive billing structure is legally mandated and tied to verified construction stages, not calendar dates — a stronger buyer protection than calendar-based plans.
Live projects grouped by payment plan
Live · PropSentral listingsOn request plan(116 projects)
Luxury Offices in Damansara Heights
Damansara Heights, Kuala Lumpur
Beyond
31 Above
Dubai Maritime City, Dubai
TownX
Luma Park Views
Cluster 14, Jumeirah Village Circle (JVC), Dubai
Beyond
Arancia Yards - Phase 1
The Yards, City of Arabia, Dubai
InvestHome
Emerald View Club Residences
Buenavista, Mijas, Costa del Sol, Spain
InvestHome
Essence Residence
New Golden Mile, Estepona, Costa del Sol, Spain
InvestHome
La Perla Business Center
Benahavís, Costa del Sol, Spain
InvestHome
Villa Ivory
Cascada de Camojón, Marbella Golden Mile, Spain
InvestHome
Villas Lomas
Lomas de Marbella Club, Marbella Golden Mile, Spain
InvestHome
Villas Sirocco
Cabopino, Marbella, Spain
Beyond
The Mural
Dubai Maritime City, Dubai
Reportage Properties
Verdana 8
Dubai Investments Park, Dubai
Reportage Properties
Verdana 9
Dubai Investments Park, Dubai
Reportage Properties
Verdana III - VK
Dubai Investments Park, Dubai
Reportage Properties
Verdana III - VL
Dubai Investments Park, Dubai
Reportage Properties
Verdana III - VM
Dubai Investments Park, Dubai
Reportage Properties
Verdana III - VN
Dubai Investments Park, Dubai
Reportage Properties
Verdana III - VO
Dubai Investments Park, Dubai
Reportage Properties
Verdana III - VU
Dubai Investments Park, Dubai
Reportage Properties
Verdana III - VV
Dubai Investments Park, Dubai
Reportage Properties
Verdana IV - VZ
Dubai Investments Park, Dubai
Reportage Properties
R. Hills
Dubai, near Dubai Sports City
Reportage Properties
Marlin 2 Tower
Al Reem Island, Abu Dhabi
Reportage Properties
The District
Al Reem Island, Abu Dhabi
Cosmo Developments
Brabus Island - The Towers
Al Raha Beach, Abu Dhabi
Cosmo Developments
Brabus Island - The Villas
Al Raha Beach, Abu Dhabi
Reportage Properties
Sensi
Saadiyat Island, Abu Dhabi
Reportage Properties
Baia
Al Raha, Abu Dhabi
Reportage Properties
Sila
Masdar City, Abu Dhabi
Reportage Properties
Verdana VI - VW
Dubai Investments Park, Dubai
Reportage Properties
Verdana VI - VX
Dubai Investments Park, Dubai
Reportage Properties
Verdana VI - VY
Dubai Investments Park, Dubai
Reportage Properties
Najd One
Al Qadisiya, Riyadh
Reportage Properties
Najd Two
Al-Rimal, Riyadh
Reportage Properties
Najd Three
Al-Rimal, Riyadh
Reportage Properties
Najd 4
Al-Remal, Riyadh
Reportage Properties
Najd 7
Al Aarid, Riyadh
Reportage Properties
Arabian Ranches
Baku, Azerbaijan (Caspian Sea coast)
Reportage Properties
Panorama (Elie Saab)
Baku, Azerbaijan (Halfmoon waterfront)
Reportage Properties
Reportage Heights
Baku, Azerbaijan (Halfmoon shoreline)
Reportage Properties
Brabus Island (Baku)
Baku, Azerbaijan (Halfmoon waterfront)
Reportage Properties
Montenapoleone
New Cairo, Egypt
Reportage Properties
Via Montenapoleone
Mostakbal City, New Cairo, Egypt
Reportage Properties
Montenapoleone Phase 3
New Cairo, Egypt
Reportage Properties
Horya
North Coast, Egypt (near Sidi Heneish)
Reportage Properties
Victoria Palms
Entebbe, Uganda
Reportage Properties
Divyabhav 7 Hills
Kololo, Kampala, Uganda
Reportage Properties
Ivory Heights
Naguru, Kampala, Uganda
Reportage Properties
Enzo Residence
Riverside Park, Nairobi, Kenya
Reportage Properties
Reportage Residences
Gulberg, Lahore, Pakistan
Reportage Properties
Sylvana
Başakşehir, Istanbul, Turkey
Reportage Properties
Jasmine Hills
Kigali, Rwanda
Reportage Properties
Indabyo Heights
Near Nyarutarama, Kigali, Rwanda
Reportage Properties
Lilium
Marrakech, Morocco
Reportage Properties
Reportage Tower
Ozumba Mbadiwe, Victoria Island, Lagos, Nigeria
Reportage Properties
La Dimora
Gjiri i Lalzit (Lalzit Bay), Durrës, Albania
Reportage Properties
Résidence Côme
Cap d'Ail, French Riviera, France
Reportage Properties
Reportage Towers
Addis Ababa, Ethiopia (opposite the African Union Headquarters)
Shoma Group
Shoma Bay
North Bay Village, Miami, Florida, USA
Reportage Properties
Oceana
Dibba area, Fujairah, UAE (Gulf of Oman coast)
One Development
Do New Cairo Residences
Fifth Settlement, New Cairo, Egypt
One Development
Do New Cairo Hotel Apartments
Fifth Settlement, New Cairo, Egypt
One Development
Do New Cairo Offices
Fifth Settlement, New Cairo, Egypt
Aldar Properties
Sama Yas Penthouse Collection
North-Eastern Yas Island, adjacent to Yas Park, Abu Dhabi
Azizi Developments
Azizi Wasel
Dubai Islands, Dubai, UAE
Azizi Developments
Azizi Grand
Al Fay Road, Dubai Sports City, Dubai, UAE
Azizi Developments
Burj Azizi
Sheikh Zayed Road, Dubai, UAE
Azizi Developments
Candace Acacia
Al Furjan, Dubai, UAE
Azizi Developments
Amber
Al Furjan, Dubai, UAE
Azizi Developments
Amir
Al Furjan, Dubai, UAE
Azizi Developments
Candace Aster
Al Furjan, Dubai, UAE
Azizi Developments
Berton
Al Furjan, Dubai, UAE
Azizi Developments
Central
Al Furjan, Dubai, UAE
Azizi Developments
Daisy
Al Furjan, Dubai, UAE
Azizi Developments
Faristha
Al Furjan, Dubai, UAE
Azizi Developments
Feirouz
Al Furjan, Dubai, UAE
Azizi Developments
Freesia
Al Furjan, Dubai, UAE
Azizi Developments
Jewel
Al Furjan, Dubai, UAE
Azizi Developments
Liatris
Al Furjan, Dubai, UAE
Azizi Developments
Montrell
Al Furjan, Dubai, UAE
Azizi Developments
Neila
Al Furjan, Dubai, UAE
Azizi Developments
Pearl
Al Furjan, Dubai, UAE
Azizi Developments
Plaza
Al Furjan, Dubai, UAE
Azizi Developments
Raffi
Al Furjan, Dubai, UAE
Azizi Developments
Roy Mediterranean
Al Furjan, Dubai, UAE
Azizi Developments
Samia
Al Furjan, Dubai, UAE
Azizi Developments
Shaista
Al Furjan, Dubai, UAE
Azizi Developments
Sikander
Al Furjan, Dubai, UAE
Azizi Developments
Star
Al Furjan, Dubai, UAE
Azizi Developments
Tulip
Al Furjan, Dubai, UAE
Azizi Developments
Yasmine
Al Furjan, Dubai, UAE
Azizi Developments
Zain
Al Furjan, Dubai, UAE
Azizi Developments
Azizi Arian
Jebel Ali (JAFZA), Dubai, UAE
Azizi Developments
Azizi Park Avenue
Meydan Avenue, MBR City, Dubai, UAE
Azizi Developments
Azizi Royal Bay
Palm Jumeirah, Dubai, UAE
Azizi Developments
Azizi Vista
Dubai Studio City, Dubai, UAE
Azizi Developments
Azizi Beach Oasis 2 (Studio City)
Dubai Studio City, Dubai, UAE
Azizi Developments
Azizi Ruby
Jumeirah Village Circle (JVC), Dubai, UAE
Azizi Developments
Azizi Milan
City of Arabia, Dubailand, Dubai, UAE
Azizi Developments
Azizi Milan 18
City of Arabia, Wadi Al Safa 4, Dubai, UAE
Azizi Developments
Azizi Milan Heights
City of Arabia, Dubailand, Dubai, UAE
Azizi Developments
Azizi Riviera
Meydan, MBR City, Dubai, UAE
Azizi Developments
Azizi Riviera Azure
Meydan, MBR City, Dubai, UAE
Azizi Developments
Azizi Venice
Dubai South, Dubai, UAE
Azizi Developments
Azizi Monaco Mansions 1
Azizi Venice, Dubai South, Dubai, UAE
Azizi Developments
Azizi Monaco Mansions 2
Azizi Venice, Dubai South, Dubai, UAE
Azizi Developments
Azizi Monaco Mansions 3
Azizi Venice, Dubai South, Dubai, UAE
Azizi Developments
Azizi Monaco Mansions 4
Azizi Venice, Dubai South, Dubai, UAE
Azizi Developments
Azizi Monaco Mansions 5
Azizi Venice, Dubai South, Dubai, UAE
Azizi Developments
Azizi Monaco Mansions 6
Azizi Venice, Dubai South, Dubai, UAE
Azizi Developments
Azizi Beach Oasis I (Studio City)
Dubai Studio City, Dubai, UAE
Azizi Developments
Azizi Rose
Downtown Jebel Ali, Dubai, UAE
Azizi Developments
Azizi Mina
Palm Jumeirah, Dubai, UAE
Sanzen Development
Zen Lagoons by Sanzen
Meydan Horizon, Dubai, UAE
Azizi Developments
Azizi Monaco Mansions 7
Azizi Venice, Dubai South, Dubai, UAE
Azizi Developments
Azizi Monaco Mansions 8
Azizi Venice, Dubai South, Dubai, UAE
N/A — project completed plan(35 projects)
Reportage Properties
Al Maryah Vista
Al Maryah Island, Abu Dhabi
Reportage Properties
The Gate Residence
Masdar City, Abu Dhabi
Reportage Properties
Al Raha Lofts One
Al Raha Beach, Abu Dhabi
Reportage Properties
Al Raha Lofts Two
Al Raha Beach, Abu Dhabi
Reportage Properties
Alexis Tower
Downtown Jebel Ali, Dubai
Reportage Properties
Oasis Residences
Masdar City, Abu Dhabi
Reportage Properties
Oasis Two Residence
Masdar City, Abu Dhabi
Reportage Properties
Rukan 2 - Lofts
Dubailand, Dubai
Reportage Properties
Rukan Tower
Wadi Al Safa, Dubailand, Dubai
Reportage Properties
Diva Towers
Yas Island (South), Abu Dhabi
Reportage Properties
Al Maryah Vista 2
Al Maryah Island, Abu Dhabi
Reportage Properties
Perla 1
West Yas Bay, Yas Island, Abu Dhabi
Reportage Properties
Perla 2
East Yas Bay, Yas Island, Abu Dhabi
Reportage Properties
Plaza
Khalifa City, Abu Dhabi
Reportage Properties
Verdana
Dubai Investments Park, Dubai
Reportage Properties
Verdana Residence
Dubai Investments Park, Dubai
Reportage Properties
Verdana II
Dubai Investments Park, Dubai
Reportage Properties
Verdana II Residence
Dubai Investments Park, Dubai
Reportage Properties
Verdana III
Dubai Investments Park, Dubai
Reportage Properties
Verdana IV
Dubai Investments Park, Dubai
Reportage Properties
Verdana V
Dubai Investments Park, Dubai
Reportage Properties
Verdana VI
Dubai Investments Park, Dubai
Reportage Properties
Verdana Empire
Dubai Investments Park, Dubai
Reportage Properties
Verdana X
Dubai Investments Park, Dubai
Reportage Properties
Perla 3-Heights
West Yas, Yas Island, Abu Dhabi
Reportage Properties
Plaza 2
Masdar City, Abu Dhabi
Reportage Properties
Bianca
Dubailand, Dubai
Reportage Properties
Vista 3
Al Reem Island, Abu Dhabi
Reportage Properties
Reportage Village
Dubailand, Dubai
Reportage Properties
Royal Park
Masdar City, Abu Dhabi
Reportage Properties
Taormina Village
Dubailand, Dubai
Reportage Properties
Marlin Tower
Shams, Al Reem Island, Abu Dhabi
Reportage Properties
Selina Bay
Yas West, Yas Island, Abu Dhabi
Reportage Properties
Reportage Village Abu Dhabi
Khalifa City, Abu Dhabi
Reportage Properties
Reportage Tower
Al Maryah Island, Abu Dhabi
65/35 (10% down payment) plan(10 projects)
Aldar Properties
Manarat Living III
Saadiyat Cultural District, Saadiyat Island, Abu Dhabi
Aldar Properties
The Beach House Fahid
Fahid Island, Abu Dhabi
Aldar Properties
Mamsha Palm
Saadiyat Cultural District, Saadiyat Island, Abu Dhabi
Aldar Properties
Mamsha Gardens Residences
Mamsha Beach Precinct, Saadiyat Cultural District, Saadiyat Island, Abu Dhabi
Aldar Properties
Mamsha Gardens Residences — Final Release
Mamsha Beach Precinct, Saadiyat Cultural District, Saadiyat Island, Abu Dhabi
Aldar Properties
Fahid Beach Residences
Fahid Island, Abu Dhabi
Aldar Properties
Fahid Beach Terraces
Fahid Island, Abu Dhabi
Aldar Properties
Cassia Villas at The Wilds
The Wilds, South Dubai
Aldar Properties
Ravenna Residences at The Wilds
The Wilds, South Dubai
Aldar Properties
Moringa Mansions at The Wilds
The Wilds, South Dubai
Cash, or the developer’s standard deferred plan (20% deposit, 8 x 10% installments over 24 months) — confirm current terms plan(6 projects)
DAMAC Properties
Merano Tower
Business Bay, Dubai
DAMAC Properties
Avanti Tower
Business Bay, Dubai
DAMAC Properties
DAMAC Towers by Paramount — Residences
Business Bay, Dubai
DAMAC Properties
DAMAC Towers by Paramount — Hotel Apartments
Business Bay, Dubai
DAMAC Properties
DAMAC Majestine
Business Bay, Dubai
DAMAC Properties
DAMAC Privé
Business Bay, Dubai
50/50 plan(5 projects)
Beyond
Le Chateau
Evermore, Marjan Beach, Ras Al Khaimah
Beyond
Hado
Dubai Islands, Dubai
Beyond
Kanyon
Dubai Maritime City, Dubai
One Development
Laguna Residence
City of Arabia, Dubai Land, Dubai, UAE
Azizi Developments
Azizi Riviera Rêve
Meydan, MBR City, Dubai, UAE
40/60 plan(4 projects)
TownX
11 Hills Park
Dubai Science Park, Dubai
Beyond
Arancia Yards - Phase 2
The Yards, City of Arabia, Dubai
AUM Development
Ryze
Warsan, Dubai
AUM Development
Veda
Jumeirah Village Circle (JVC), Dubai
50/50 (staged pre-completion) plan(4 projects)
Beyond
Orise
Dubai Maritime City, Dubai
Beyond
Saria
Dubai Maritime City, Dubai
Beyond
Sensia
Dubai Maritime City, Dubai
Beyond
Talea
Dubai Maritime City, Dubai
5% down payment, 10-year payment plan plan(4 projects)
Aldar Properties
SODIC East
East Cairo, Egypt
Aldar Properties
Karmell
New Zayed, West Cairo, Egypt
Aldar Properties
The Estates Residences
New Zayed, West Cairo, Egypt
Aldar Properties
VYE
New Zayed, West Cairo, Egypt
55/45 (5% down payment) plan(3 projects)
Aldar Properties
Al Ghadeer Gardens
Al Ghadeer, Abu Dhabi–Dubai Border
Aldar Properties
The Canopies at Yas Point
Yas Point, Northern Shore of Yas Island, Abu Dhabi
Aldar Properties
Yas Acres — The Orchids
Yas Acres, Yas Island, Abu Dhabi
65/35 plan(3 projects)
Aldar Properties
Mandarin Oriental Residences, Saadiyat Cultural District
Saadiyat Cultural District, Saadiyat Island, Abu Dhabi
Aldar Properties
The Row Saadiyat
Saadiyat Cultural District, Saadiyat Island, Abu Dhabi
Aldar Properties
Yas Living
North-East Yas Island, near the canal, Abu Dhabi
60/40 (10% down payment) plan(3 projects)
Aldar Properties
Athlon Premium Villas
Dubailand (E611/D54), Dubai
Aldar Properties
Verdes by Haven
Dubai Land, Dubai
Aldar Properties
Rosso Bay Residences
Al Marjan Island, Ras Al Khaimah
5% down payment, 8-year payment plan plan(3 projects)
Aldar Properties
Caesar
Ras El Hekma, North Coast, Egypt (KM 82, Alexandria–Matrouh Road)
Aldar Properties
June
Egypt's North Coast (5 minutes from Caesar)
Aldar Properties
Ogami
Egypt's North Coast (near Caesar and June)
£2,500 reservation, 10% on exchange, 10% at 12 months, 80% on completion plan(3 projects)
Aldar Properties
London Square Woolwich
Woolwich New Road, Woolwich, London SE18 6ED
Aldar Properties
London Square Bermondsey
Rich Industrial Estate, Crimscott Street, London SE1 5TE
Aldar Properties
Wimbledon Bridge House
1 Hartfield Road, Wimbledon, London
30/20/50 plan(2 projects)
InvestHome
Royal Park Residence
New Golden Mile, Estepona, Costa del Sol, Spain
InvestHome Development
Sunway Residence
Estepona, Costa del Sol, Spain
50/50 (5% down payment) plan(2 projects)
65/35 (5% down payment) plan(2 projects)
60/40 (5% deposit) plan(2 projects)
5% down payment, 9-year payment plan plan(2 projects)
Aldar Properties
Eastvale
Mostakbal City, East Cairo, Egypt
Aldar Properties
The Estates
New Zayed, West Cairo, Egypt
Cash, or the developer’s standard deferred plan (15% deposit, staged to 70% pre-handover, 30% post-handover over 24 months) — confirm current terms plan(2 projects)
DAMAC Properties
AYKON City — Tower B (Serviced Apartments)
Sheikh Zayed Road, Business Bay, Dubai
DAMAC Properties
AYKON City — Tower C (Luxury Residences)
Sheikh Zayed Road, Business Bay, Dubai
10/90 plan(1 project)
10/40/50 plan(1 project)
10% booking, staged to 50% on handover (Jun 2029) plan(1 project)
30/70, 50/50, 70/30 or 100% (multiple options) plan(1 project)
20/30/50 plan(1 project)
70/30 (2 Bed) or 40/60 special offer (3 Bed Signature Units) plan(1 project)
40/60 (limited-time promotion) plan(1 project)
50/50 (limited-time promotion) plan(1 project)
1.5 years, 0% interest (15/15/50/20) plan(1 project)
2.5 years, 0% interest (15/15/50/20) plan(1 project)
5-year plan, 10–60% down (0–40% discount tiers) plan(1 project)
30% down, up to 30% discount or 36-month instalments plan(1 project)
60/40 plan(1 project)
40/60 (5% down payment) plan(1 project)
30/70 or 40/60 plan(1 project)
40/60 (apartments) / 50/50 (townhouses) plan(1 project)
50/50 (10% down payment) plan(1 project)
60/40 (5% down payment) plan(1 project)
40:60 (20:80 also available) plan(1 project)
40:60 (4 payment plan options available, incl. 20:80) plan(1 project)
10% down payment, 10-year payment plan plan(1 project)
£2,500 reservation, 10% deposit on exchange, 90% balance on completion plan(1 project)
£2,500 (apartments) / £5,000 (townhouses) reservation, 10% on exchange, 90% on completion plan(1 project)
£10,000 reservation, 20% (less reservation) on exchange within 21 days, 5% at 6 months, 75% on completion plan(1 project)
£5,000 reservation, 10% on exchange, 10% at 12 months, 80% on completion plan(1 project)
£5,000 reservation, 10% on exchange, 90% balance on completion plan(1 project)
£2,500 reservation, 10% on exchange, 10% at 12 months after exchange, 80% balance on completion plan(1 project)
£2,500 reservation (apartments) / £5,000 (Residences & Townhouses), 10% on exchange (21 days later, less reservation fee), 90% balance on completion plan(1 project)
40% during construction, 60% on completion plan(1 project)
60/40 Post-Handover plan(1 project)
10% booking, staged to 50% on handover (Q4 2028) plan(1 project)
20% booking, staged to 50% on handover plan(1 project)
40/60 (or two alternative post-handover plans) plan(1 project)
70/30 (20% deposit, launch offer) plan(1 project)
Cash, or the developer’s standard deferred plan (10% deposit, 20% on completion, 70% staged pre/post-handover) — confirm current terms plan(1 project)
20/60/20 (20% deposit, 60% during construction, 20% on handover) plan(1 project)
70/30 launch plan (20% deposit, ~1% monthly installments with two 5% spikes through month 42, 1% at 80% and 90% construction, 30% on completion) or 80/20 regular plan plan(1 project)
14% on booking (10% + 4% DLD), 4 x 10% installments to Nov 2026, 50% on handover plan(1 project)
Ready to move in — cash or standard mortgage terms, confirm current offer with a PropSentral advisor plan(1 project)
10% on booking, 4 x 10% installments to 480 days, 50% on handover plan(1 project)
10% on booking, 4 x 10% installments to Jan 2027, 50% on handover plan(1 project)
10% on booking, 4 x 10% installments to Dec 2026, 50% on handover plan(1 project)
Use the Mortgage Calculator to model any plan against your budget.